There Is Still Time For A Mortgage Refinance

Rates are still low but are forecast to rise soon. If you haven’t refinanced lately, there’s still time to refinance your mortgage before it’s too late!

Cash-Out Refi

Take advantage of your home’s equity

• 600 Minimum FICO score
• 85% Maximum LTV (Loan-to-Value Ratio)
• SFR, PUD, Condo, 2 - 4 Units OK
• High Balance and Manufactured Housing Options Available

 

Rate/Term Refi

Reduce your rate or term (i.e. 30- 15 year)

• 600 Minimum FICO score
• 97.75% max LTV (Loan-to-Value Ratio)
• SFR, PUD, Condo, 2 - 4 Units OK
• High Balance and Manufactured Housing Options Available

 

VA IRRRL

Streamlined Refi for military service members & veterans

• No appraisal
• 640 Min FICO
• No income documentation required (except when principal and interest (P&I) will increase 20% or more)
• No assets (unless funds are required to close)
• High Balance and Manufactured Housing Options Available

 

HomeStyle Refinance

Pay off high interest energy improvement debt

• Pay off PACE and HERO loans
• Pay off other secured or unsecured debt that financed energy-related improvements.

 

 

 

* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.